ExpenseIQ
Built for India

Track Every Rupee.
Grow Every
Investment.

The all-in-one expense tracker designed for Indian freelancers and households. UPI payments, GST tracking, investment monitoring — all in one place.

No credit card required7-day free trial
Features

Everything you need to master your finances

Purpose-built for Indian freelancers and households who want clarity, not complexity.

10 Categories, 50+ Subcategories

From groceries to gym memberships — every expense mapped to Indian household needs.

7 Investment Asset Classes

Track mutual funds, equity, PPF, LIC, FDs, gold, and crypto in one view.

GST & TDS Tracking

Auto-calculate net earnings with GST collected and TDS deducted. GSTR & ITR filing reminders.

Smart Insights & Analytics

50/30/20 budgeting, savings rate benchmarks, spending spike detection, and recurring expense flags.

Excel Import & Export

Upload .xlsx files with validated columns. Download pre-formatted templates with cascading dropdowns.

6 Payment Methods

UPI, Card, Cash, Bank Transfer, Wallet — track how you pay, not just what you spend.

Dark & Light Mode

Switch seamlessly between themes. Your preference persists across sessions.

Fully Responsive

Collapsible sidebar, sticky headers, and context-sensitive controls — built for any screen.

Categories

Every category you actually use

Designed around real Indian spending patterns — from quick commerce to PPF investments.

Home & Living

Rent
Utilities
Groceries
Household
Maintenance
Quick Commerce

Food & Dining

Milk
Vegetables
Fruits
Dining Out
Street Food
Snacks

Health

Medicines
Lab Tests
Doctor Visits
Vaccines

Transport

Fuel
Parking
Auto/Taxi
Service

Work

Subscriptions
Domains & Hosting
Credits
Ads
Office Rent

Personal

Clothing
Essentials
Entertainment
Kids

Finance

Investments
Insurance
EMI

Digital Services

Streaming
Cloud Storage
Software
Gaming

Fitness

Gym
Trainer
Swimming
Yoga
Supplements

Misc

Gifts
Donations
Others
Dashboard

Your financial command centre

Monthly summaries, daily trends, category breakdowns, and recent transactions — all at a glance.

Total Spend
45,200
+8.2%
Previous Month
41,800
MoM Change
8.2%
Transactions
142
+12

Daily Spend Trend

Category Breakdown

Home & LivingFood & DiningTransportDigitalHealth

Recent Transactions

Groceries — BigBasket

Home & Living · Today

-₹2,340

Uber — Airport Drop

Transport · Today

-₹890

Netflix Premium

Digital Services · Yesterday

-₹649

Apollo Pharmacy

Health · Yesterday

-₹1,240

Dining — Barbeque Nation

Food & Dining · 2 days ago

-₹3,200
Insights

Intelligence, not just numbers

Smart alerts, benchmark tracking, and spending pattern detection — your money, decoded.

Smart Alerts

Food & Dining spend is 35% above your monthly average

Savings rate dropped to 12% — below the 20% target

Positive cash flow of ₹28,400 this month

GST filing due in 8 days — ₹18,400 collected this quarter

Financial Health

Savings Rate18% / 20% target
Investment Rate14% / 10% target

50/30/20 Budget Rule

Needs (50%)58%
Wants (30%)24%
Savings & Investments (20%)18%

Recurring Expenses Detected

Netflix Premium
Monthly₹649
AWS Credits
Monthly₹2,100
Gym Membership
Monthly₹3,500
Import & Export

Your data, your way

Full Excel support with validated columns, cascading dropdowns, and bulk operations.

Download Template

Pre-formatted .xlsx with dropdown validation for categories, subcategories, and payment methods.

Import Data

Upload your expense sheet. Auto-validates columns, applies defaults, and bulk-inserts into your account.

Export History

Download your complete expense history as .xlsx with all fields — filter by date, category, or payment method.

.XLSX·CATEGORIES·SUBCATEGORIES·PAYMENT METHODS·CASCADING DROPDOWNS·BULK INSERT·DATE VALIDATION·
.XLSX·CATEGORIES·SUBCATEGORIES·PAYMENT METHODS·CASCADING DROPDOWNS·BULK INSERT·DATE VALIDATION·
.XLSX·CATEGORIES·SUBCATEGORIES·PAYMENT METHODS·CASCADING DROPDOWNS·BULK INSERT·DATE VALIDATION·
For You

Built for how India earns, spends, and saves

Indian Freelancers

Indian Freelancers

GST tracking, TDS deductions, income categorization, and tax liability management — built for the self-employed.

GST & TDS tracking
Net earning calculator
Indian Households

Indian Households

UPI-centric payment tracking, detailed spend categories for daily essentials, and budget rules that fit your lifestyle.

Daily essentials tracking
50/30/20 budget rules
Investors

Investors

Multi-asset tracking across mutual funds, equity, gold, FDs, and government schemes — all in one portfolio view.

7 asset classes
Credit & Debit tagging
Pricing

Simple, transparent pricing

Start your 7-day free trial — no credit card required.

Basic
₹99/month

Perfect for individuals tracking daily expenses.

  • Expense Tracker
  • Category Management
  • Monthly Reports
  • CSV Export
Most Popular
Pro
₹149/month

Full access to every feature ExpenseIQ offers.

  • Everything in Basic
  • Investments Tracker
  • Income & Liabilities
  • Smart Insights
  • AI Budget Suggestions
  • Priority Support
White Label
₹9,999one-time

Your own instance, hosted on your infrastructure.

  • Your own branded deployment
  • Full data privacy & ownership
  • Hosted on your server
  • All Pro features included
  • Free Netlify setup assistance
  • MongoDB Atlas trial onboarding

We help you set up on Netlify & MongoDB Atlas free-tier — no DevOps experience needed.

Start tracking your finances today

Join thousands of Indian freelancers and families who have taken control of their money. Start your 7-day free trial — no credit card required.

7-day free trialNo credit cardTakes 30 seconds